Senior Android Engineer - Financial Inclusion at Scale

The Opportunity

🎯 Mission-driven engineering: Every feature you build helps expand financial inclusion for underbanked populations

🏆 Global recognition: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025)

🚀 Scale challenges: Build Android applications serving millions across multiple African markets. This role presents exciting technical challenges as you develop high-performance, offline-first applications optimised for low-end devices in challenging network environments.

🌱 Environmental impact: We're carbon-negative, having displaced over 2.1 million tonnes of emissions

Link to Impact report: M-KOPA Impact Report 2025: Pathways to progress

What You'll Do

At M-KOPA, you'll build sophisticated Android applications with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge Android development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment 💻

• Modern Android Stack: We use predominantly Kotlin with Jetpack Compose for our UI
• Architecture & Patterns: Clean Architecture principles with unidirectional data flow (MVI)
• Cloud Integration: Our microservices are hosted on Azure using Kubernetes
• Release Cycle: Bi-weekly Android releases with multiple backend deployments daily
• DevOps Culture: Azure DevOps for CI/CD with trunk-based development

Our Engineering Approach

We work in self-organised, agile teams that:

• Focus on raising coding standards and improving application quality
• Embrace testing and observability as first-order concerns
• Deep dive user journeys using data to implement focused updates
• Own the entire software stack throughout the lifecycle under a DevOps culture

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience:

• Solid senior-level expertise with Kotlin and Android app development
• Deep knowledge of Clean Architecture and Dependency Injection
• Experience with unidirectional data flow (MVI) and Jetpack Compose
• Trunk-based development and Feature Toggles expertise
• Strong testing practices and DevOps mindset

This is a fully remote role, within the following time zone (UTC -1 / UTC+3). Our engineers work remotely from locations such as UK, Europe and Africa. You will be reporting to a Software Engineering Team Lead.

Location & Benefits

• Fully remote role within UTC -1 to UTC +3 time zones
• Work with diverse teams across UK, Europe, and Africa
• Professional development programs and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and career growth opportunities

Our Mission 🌍

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact 💚

Our technology has created measurable change:

• Connected 📱: 2.5 million first-time mobile internet users connected
• Prosperous 💰: 62% of customers use M-KOPA smartphones for income generation, with 35,000+ livelihoods created for agents
• Green 🌱: 2.1 million tonnes of CO₂ avoided through clean energy products, with over 127,000 circular economy products provided

Ready to build Android applications that create real-world financial inclusion?

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.